Topic: Why Your Bank Asks So Many Questions
More than ever you are fielding questions from bankers regarding your accounts, policies and procedures. Why does your bank ask so many questions? In this session you will learn how banks leverage answers to questions to help prevent fraud and financial crime and how new and changing regulations, across the regulatory landscape, are driving the questions that banks ask.
Speaker: Joe Dixon, Senior Vice President & Corporate Financial Services Business Risk Leader, SouthState Bank
Speaker Bio: Joe is the Business Risk Leader for the Corporate Financial Services Group at SouthState Bank. In this role, Joe works with both bankers and clients to reinforce the importance of sound risk management in all relationships while driving risk accountability and risk culture in the Payments, FinTech, and Private Capital Solutions lines of business. Prior to SouthState, Joe was instrumental in overseeing the lending compliance program for the commercial, retail and wealth management lines of business of BBVA’s U.S. Operations. Joe has 20 years of banking experience across many risk management activities including governance, program development, project management, process improvement and legal risk. He spent 13 years with Regions Bank, where he developed enterprise-wide compliance and ethics programs and helped establish the credit operations quality assurance program which monitored credit process risks throughout the organization. Prior to his career in banking, Joe practiced law with a general litigation firm in the areas of debtor bankruptcy, collections, criminal defense and real estate law and held his Series 7 and 66 securities licenses as an advisor for American Express Financial Advisors. Joe obtained his undergraduate degree at the University of Alabama, his Masters in Business Administration at the University of Alabama at Birmingham, and his Juris Doctorate from the Cumberland School of Law at Samford University.